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  • Slowly start typing your employer's name and choose from the recommendations provided. If you do not see your employer on our list, simply type the name in this field.
  • This is your gross monthly salary as per your monthly payslip prior to deductions (include only payments via direct deposit or cheque i.e. exclude payments in hard cash and in-kind components)
  • Include only the following components of cost: Basic Cost, car parking (if being sold), Firefighting charges, electricity/water charges,Electrification charges, Power Back Up, Internal Development Charges (IDC), External Development Charges (EDC), Preferential Location Charges (PLC), Interest Free Maintenance Security Deposit ( IFMS), Club Membership, VAT & Service Tax, Stamp duty and registration charges.
    • Self-employed? Click here | Need to add co-applicant? Click here | NRI applicant? Click here
    *Based on your final credit screening criteria, your eligibility may differ.
Details of State Bank Home Loan. Find Your Eligibility for an SBI Home Loan Instantly
State Bank Home Loan Interest Rate
(Daily reducing balance)		 11% to 11.75% floating
Base rate - 10%
Processing Fees Varies by loan amount from Rs.1,000 to Rs. 20,000
Prepayment charges Nil
Other Fees Advocate's fee for property search & title investigation report. Fee for valuation report
State Bank Home Loan Tenure 5 years - 20 years
Guarantor requirement Guarantor is required in same city

 SBI Home Loan FAQ:

Compare & Apply for Low Interest Rate Home Loans from SBI.

SBI is the most ideal Home Loan providers in India. State Bank of India is the world’s largest bank with over 13,700 branches in India. State Bank of India is dedicated to protect environment and is offering Unique Interest rates offers on Green Homes Housing Loans.

SBI Housing Loans come with unique advantages:

  1. Low interest rates with interest on daily reducing balance
  2. Low processing fees
  3. No hidden cost & no administrative charges
  4. Zero prepayment penalties. Use excess funds to reduce the interest load

SBI Home Loan Products:

  1. SBI Maxgain
  2. SBI Realty
  3. SBI Home Plus
  4. NRI Home Loans
  5. SBI Tribal Plus
  6. Gram Niwas
  7. Sahyog Niwas
  8. SBI Green Home Loan
  9. Earnest Money Deposit (EMD) Scheme
  10. SBI Reverse Mortgage Loan
  11. SBI Surakshit Home Loan
  12. SBI Yuva Home Loan
  13. SBI Home Loan PAL

State Bank of India Home Loans Eligibility Criteria:

  1. Loan Applicant should be minimum 18 years of age.
  2. Maximum age of applicant can be 70 years by which the loan amount has to be paid in full.

SBI Home Loan Amount:

Actual loan amount will be based on the factors such as loan applicant’s income and repaying capacity, age, assets and liabilities, cost of the property etc. To enhance loan eligibility you have option to add:

  1. Your Spouse, Children’s living with you as co-applicants.
  2. Expected rent from the proposed property purchase, incase you plan to rent it out.
  3. Regular additional income from other sources.

Documentation required for SBI Home Loan:

  • Documents required for Salaried:
    • Application form with 3 photographs.
    • Identification proof (photocopies of Passport/Voters Identity Card/IT PAN card/ Driving licence).
    • Residence/address proof (photocopies of latest electricity bill/telephone bills/ passport/property tax receipt/Voters identity card).
    • Pass Book or bank account statement for past 6 months.
    • Statement about individual assets and liabilities.
    • Signature authentication from current bankers.
    • Original Salary Certificate/Pay Slip from employer.
    • Copy of Income Tax Returns for past two financial years or TDS certificate on Form 16 properly approved by the Income Tax Department.
    • Processing fee cheque.
  • Additional Document required for Self Employed:
    • Education qualifications certificate & proof of business existence.
    • Business profile.
    • Last 3 years profit/loss & balance sheet.
    • Photocopies of receipts showing Advance Income Tax payment.


Important Note About Your Mobile

  • It seems that your number is registered on the National Do-Not-Disturb (DND) list. Due to newly revised guidelines of TRAI (Telecom Regulatory Authority on India), we will not be able to update you on your home loan offer unless you provide proof of consent for Bankbazaar to call you by completing ONE of the following:
  • SMS US: SMS "CALL ME" to +91-9773467070 from +91-. Thank you for your consent.
  • OR
  • CALL US: Call 044-43981801 from +91-. Thank you for your consent.
  • After completing one of the above, in order to continue staying updated with status/approvals/scheduling of your home loan application via phone, please do ONE of the following:
    Send "START 1" to 1909 to activate partial-DND, allowing you to receive SMS alerts from all 'Banking/Insurance/Financial Products/Credit Cards' companies
    Send "STOP" to 1909 to de-register from DND
    TRAI guarantees to activate registration/de-registration requested within 7 days.