Search Results for: written off
How to handle collection agents
…rt attacks) being caused due to the threatening and menacing behaviour of the recovery agents on behalf of the primary banks have grown in recent times. Many of these agencies are quite large, with a countrywide network of offices. However this business is unregulated with a result that most such outfits have very low standards and almost no staff screening procedures. So what do you do? Let’s take a look at the steps you can take in …
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Posted in Home loan tips, Money management
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Wishlist and budget rants of a youngster!
…ducation must be free for women. Yup. I mean, as far as I am concerned, the girl child is still the most backward community in all of India, so yeah free education for women. What next? Hmmm. Didn’t the government write off a whole bunch of agricultural loans? Well then, we want our educational loans to be written off too. That’s reasonable, right? ” Rahul a 23 something youngster from Chennai voices his thoughts on the budge…
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Prevent credit card fraud!
edit cards, though an easy way to have access to money without carrying around a lot of cash can become a big liability if not used prudently and carefully. Ensure that you use the card responsibly. Get the best deals on loan offers Home loans Personal loans Car loans Some useful personal finance calculators EMI calculator Loan repayment calculator …
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How to negotiate accident claims for your car!
…cars. Every car accident insurance claim starts with a car accident. If you are the owner of the car and want to claim for damages, you should report the accident to your insurance company at the first opportunity. This will officially set in motion the claim process. Usually, an insurance company settles the claim based only on the adjuster/surveyor’s report on the extent of the damage to your car. And if you are satisfied with the claim …
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Posted in Car insurance, Insurance
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All about the Banking Ombudsman
…integral part of modern day life. Depositing money, making payments, receiving money from others, making a fixed deposit, taking a loan etc are everyday banking chores that a common man accomplishes on an ordinary day. Banks offer several services to their customers and are expected to deliver quality services. What do you do if the banking system fails to meet your expectations? How can you improve the way in which your bank conducts its busine…
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Posted in Loans, Money management
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Another round of test to be held for bank officers’ posts
A recent press report said that the Institute of Banking Personnel Selection has decided to conduct a supplementary examination on November 13. The announcement of supplementary exam is good news for about two lakh job aspirants who missed the first Common Written Examination for recruitment of probationary officers and management trainees in 19 public sector banks held in September. Report said that those who could not take the earlier examinat…
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Some pointers to help you apply for a tax refund
…f you do not receive your tax refund within a reasonable time (may vary from case to case) which normally is within a maximum of one year from the date of filing the tax return, you can either visit the tax department’s office for the follow up of the refund or you can write a letter (along with the copy of acknowledgment of the tax return) to the concerned Income Tax Assessing Officer. If it is still not redressed then you may write a let…
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Posted in Tax strategies
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Ways to Maximize the Advantages of Your Credit Card
Credit cards, or plastic money as they are popularly known, have become an indispensable tool not just in the metros, but also in rural areas of the country. With this fast-rising popularity, banks are introducing new credit card schemes or are aiming for co-branding, in order to offer better value and deals to the customer. With several credit cards competing in the market, issuers of new cards view existing users as their ideal target market, …
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SBI to increase the number of recruitments
…ments and the vacancies at its new branches. Presently the recruitment process is on and the bank is waiting for approval to recruit 25,000 candidates in lieu of 11,000 in the present recruitment drive itself, said a top SBI official. The official also said that with this move, the bank would save time as well as money as it need not undertake one more recruitment drive next year. The anticipated expense for the clerical recruitment in 2010 is e…
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Union Bank has planned to set up centres to assist in loan recovery
A recent press report said that Union Bank of India has planned to set up call centers that will focus on following up with borrowers who have fallen behind on their loan repayment. The bank offers home loans, personal loan, car loan, educational loan etc. Reports said that the bank has planned to bring down its non-performing assets and improve its recovery in order to boost up its profitability. Official said that the first call centre will be…
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