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jitendra chaudhari says:
it good sugestion but it is need to support your wife. jitendra chaudhari
May 17, 2012 on 7 alerts for a money crunch!
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FINANCE TIP OF THE DAY
Can you afford your loan?!
Know the quantity of loan you can afford. The banks may sanction loan based on your income but you should look at your monthly expenditure and see if you can afford the maximum that banks offer. As a thumb rule, remember not to let your credit exceed 40% of your income!
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Search Results for: contact number
Fixing errors in your CIBIL credit report
Banks feed in borrower data and personal information, which the CIBIL systems pool together. A control number is generated when banks pull out your credit report on a requirement basis. The control number is a unique number, which is generated every time any bank or credit institution pulls out a credit report on you. CIBIL requires this number because it enables them to view the exact details that the bank has seen when they drew a report on y…
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Posted in Credit cards, Home loan tips, Personal loans
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What everyone must know about CIBIL
…ple spend more than their grandparents or parents ever did. Increasing incomes, the desire to own a house in one’s early twenties, the availability of variety in lifestyle and brand choices, a booming economy, a growing number of entrepreneurs, new business establishments, etc, are leading to a tremendous amount of money outflow. Money rotation is a key factor in a progressive economy and this means there is a lot of lending. In the event o…
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Posted in Credit cards, Home loan tips, Personal loans
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Dial the FM’s number if you have been denied an educational loan!
If your public sector bank, denied you an educational loan due to inappropriate factors like age, locality etc, you can contact the finance minister or the finance ministry officials and seek redressal of your grievances. “Banks usually insist that both the guarantor and the candidate should be residing under the area of the branch, which is impractical. We have issued a directive to all the banks with an aim to remove this ambiguity,̶…
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Make disability an ability
…;SB) and Oriental Bank of Commerce (OBC). Contact details of NHFDC: National Handicapped Finance and Development Corporation (Ministry of Social Justice & Empowerment) Red Cross Bhawan, Sector-12, Faridabad – 121007 Number: (0129) 2287512, 2287513, 2280214, 2280335, 2264841 TeleFax: (0129) – 2284371 E-mail: nhfdc@nda.vsnl.net.in Website: http://www.nhfdc.org Option 2: Bank of India This is a suitable option if you want to purchas…
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Soon, you can track your credit score!
…an but are unable to get one due to a faulty credit report or missing information. Currently, rejected applicants who have been informed by their banks that CIBIL reports were the reason, would need to request for the control number of their credit report from their bank and approach CIBIL for a clarification. This can be a complicated process, especially if the bank does not provide a valid reason for the reject. With direct access to their cred…
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Posted in Credit cards, Home loan tips, Money management, Personal loans
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Checking your credit information report for inaccuracies
…ed, she should contact CIBIL and seek those clarifications. To err is human and Pratima’s `Credit Information Report’ is no exception to this fact. Errors could have easily crept up in her report that comprises of numbers. Incorrect information about her credit accounts, input errors and confusion caused through similar looking account information, names etc. could have resulted in the errors in her report. Currently there are no faci…
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What you must know about how car insurance works
…ming Insurance In case you are involved in an accident or you accidentally banged your car somewhere which caused some damages to your vehicle, you can claim insurance. To claim insurance, you need to: Note the licence plate number of the other vehicle involved in the accident (if any) Note names and contact numbers of witnesses (if any) Call the insurance company and file a claim. Make a note of the claim reference number given and the list of …
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Posted in Car insurance, Insurance
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A note on extreme sports insurance!
Like how the number of people in India who participate in extreme sports is low, the numbers of companies ready to provide insurance covers for such people are minuscule. Here are some things that may help you understand and get an insurance cover for such activities. So there you are dreaming about bungee jumping. Even in your dreams you feel the air rush past you, the adrenaline surging through your veins, the feeling of flying and then…
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Maha Seva from Bank Of Maharashtra
ount related grievances and also product related quires of the customers as early as possible. The Maha Seva is the interactive voice based service and it is linked directly to the system. This centre provides assistance on a number of services like account information, current balance, last five year transactions, cheque enquiry etc. The customers who have registered in Phone Banking will also get advices on few services without manual intervent…
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State Bank of Mysore has launched an online application
ll in the details such as name, residential address, contact details, email ID, income details and choice of branch in addition to the loan sought. Mr. Mavinkurve, Managing Director, State Bank of Mysore said that a reference number will be generated and passed on to the customer on submission of the application. He also said that home loans can be processed and sanctioned in 8-12 working days, in case all the documents required are available. Ac…
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