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it good sugestion but it is need to support your wife. jitendra chaudhari
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Can you afford your loan?!
Know the quantity of loan you can afford. The banks may sanction loan based on your income but you should look at your monthly expenditure and see if you can afford the maximum that banks offer. As a thumb rule, remember not to let your credit exceed 40% of your income!
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Search Results for: Sardar Bhiladwala Pardi Peoples Coop Bank Ltd
Surat Peoples Coop Bank Ltd. Loans – Consumer Loan
…ilability of funds. This would enable paying off the loan faster and reducing the interest burden. Other features: Nominal processing charges for this personal loan. No prepayment penalty. Documents Required: Latest 6 months Bank Statement (where salary/income is credited) Last 2 years ITR with computation of income / Certified Financials Proof of Continuity current business or industries (IT Returns / Certificate of business continuity issued b…
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Surat Peoples Coop Bank Ltd. Loan against Government Securities
…epending upon availability of funds. Security: One has to pledge N.S.C/K.V.P/Government Security or L.I.C policy as security. Documents Required: Documents of N.S.C/K.V.P/Government Security or L.I.C policy. Latest 6 months Bank Statement of salary account Last 2 years ITR with computation of income / Certified Financials Proof of Turnover (Latest Sales / Service tax returns) Proof of Continuity current business or industries (IT Returns / Cert…
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Surat Peoples Coop Bank Ltd. Loans – Business or Industrial Loan
…funds. This would enable paying off the loan faster and reducing the interest burden. Other features: Nominal processing charges. No prepayment penalty. Takeover of loan is also possible. Documents Required: Latest 6 months Bank Statement of salary account. Last 2 years ITR with computation of income / Certified Financials Proof of Turnover (Latest Sales / Service tax returns) Proof of Continuity current business or industries (IT Returns / Cer…
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Surat Peoples Coop Bank Ltd. Loans for Self Employed and Professionals
… with no penalty, or pay more than your stipulated monthly installment at any time, depending upon availability of funds. Other features: Nominal processing charges. No prepayment penalty. Documents Required: Latest 3 months Bank Statement of salary account. Last 2 years ITR with computation of income / Certified Financials Proof of Turnover (Latest Sales / Service tax returns) Proof of Continuity current profession (IT Returns / Certificate of …
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Surat Peoples Coop Bank Ltd. Loans – Personal Loan
…ment: Repayment tenures are up to 60 months. One may prepay the loan with no penalty, or pay more than your stipulated monthly installment at any time, depending upon availability of funds Documents Required: Latest 3 months Bank Statement (where salary/income is credited) Latest 2 salary slips Last 2 years ITR with computation of income / Certified Financials Proof of Turnover (Latest Sales / Service tax returns) Proof of Continuity current job…
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Surat Peoples Coop Bank Ltd. Loans – Mortgage Loan
Purpose: This loan can be taken for personal purpose. Eligibility: Any salaried individual can take this loan (businessman, employed, self employed or professional) on mortgage of property. Margin: There is a margin of 20%. Rate of Interest: The rate of interest is 10.5% per annum. Repayment: Period of loan could be up to 5 years. Documents Required: Ownership paper of property Proof of Ownership Latest 6 months Bank Statement (where salary/in…
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Surat Peoples Coop Bank Ltd. Loans – Vehicle Loan
…t at any time, depending upon availability of funds is also possible. This would enable paying off loan faster and reducing the interest burden. Security: The documents that are required to be submitted are: Latest 6 months Bank Statement of salary account. Last 2 years ITR with computation of income / Certified Financials Proof of Continuity current business or industries Proof of Identity Proof of Residence Proof of Office Quotation from deal…
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Surat Peoples Coop Bank Ltd. Loans – Loan against Term Deposits
… would enable paying off loan faster and reduce the interest burden. There is no prepayment penalty in case of home loan. Other features: Nominal processing charges. No prepayment penalty. Documents Required: Latest 6 months Bank Statement of salary account Last 2 years ITR with computation of income / Certified Financials Proof of Turnover (Latest Sales / Service tax returns) Proof of Continuity current business or industries Proof of Identity …
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Surat Peoples Coop Bank Ltd. Loans – Education Loan
Purpose: To provide financial assistance for Graduate/Post Graduate professional course in private professional colleges and universities (medical, engineering, management, computer science etc.) Eligibility: Students having consistently good academic record, who have secured admission in College/University against merit or payment seat can avail this loan. The college and the course must be affiliated to the university or Institute having centr…
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Sardar Vallabhbhai Sahakari Bank Limited – Vehicle Loan
Sardar Vallabhbhai Sahakari Bank Limited is a Co-operative Bank that got the License No. DBOD-UBD-GJ-351P from Reserve Bank of India’s on 21/11/1983. The Bank then spread its network with 4 branches in Ahmadabad City and 1 branch at Unjha (Mehsana District). The Bank is providing Safe Deposit Vault (Locker) facility at its Law Garden and Isanpur Branch. All branches of the Bank are fully computerized since 1998 and now connected with Core Bankin…
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