Comments for

Comment on Tax nuances – HRA and home loan by Geetha

Geetha — Sun, 29 Jan 2012 14:04:19 +0000

I want to purchase a land. Can i claim the tax benefit for HRA & home loan interest as i am staying in my own house.

Comment on The joint home loan advantage by Mausam

Mausam — Sun, 29 Jan 2012 08:50:22 +0000

HI, We are three brothers, two in bangalore and 1 in Hyderabad. We plan to buy a plot n construct a house in bangalore. Do u think, we are eligible for a joint loan? Which all banks provide such joint loans?

Comment on How to calculate your HRA! by shalini

shalini — Fri, 27 Jan 2012 09:55:08 +0000

sir, I am working in city Ambala, residing in chandigarh and taken home loan against home in city Zirakpur. Although zirakpur ( where i have purchased home) is nearer to Ambala (where I am working) yet residing in chandigarh in rented accomodation due to more facilities available here. I have also rented out ny own home in zirakpur. In the bove situation can I claim both HRA and home loan repayment benefits.

Comment on What is EMI and how is it computed? by shoukat ali

shoukat ali — Wed, 25 Jan 2012 08:55:31 +0000

if the loan amt is 1 lacs for 2years what will be the EMI? can pls tell me

Comment on Personal Loan FAQs by Nilanjan Banerjee

Nilanjan Banerjee — Tue, 24 Jan 2012 08:00:30 +0000

I would like to get a personal loan for Rs.50,000/- for two years. I work in a publishing house and my salary id Rs.6000/- a month though it does not get to the bank as I receive it in cash. Am I eligible for a loan?

Comment on Home loan Document Checklist! by Ujjwala

Ujjwala — Mon, 23 Jan 2012 17:38:46 +0000

Can anyone share a format of NOC given by the bank to the developer for redevelopment of the flat mortgaged with the bank

Comment on Should you prepay your home loan? by krishnan

krishnan — Mon, 23 Jan 2012 10:32:09 +0000

i have housing loan in a nationalised bank.i am paying rs 17 000per month as emi.iwant topay rs 5 lakhs now and reduce emi to rs 13000 per month.can i do this

Comment on 5 reasons to stay on rent and time your home loan right! by Avinash

Avinash — Mon, 23 Jan 2012 09:59:24 +0000

The calculations are good only thinking that property rates (rental or own) rise as the interest rates. Which is not so, I also thought the same things, in mid-2007 I saw a flat on second sale for 5.5Lakhs, the price of the same flat is now 30 Lakhs. I did not buy it because I was planning to go to bangalore, there I got a house on rent for 10000, but the rent jumped to 16000 by 2011. I don't think this issue is to be thought only with calculators in hand, in olden days the price rise was steady, now it is dependent on many factors, given are facts I have faced not hypothetical.

Comment on Credit – Benefits vs. Cost ?! by dhanraj prasad

dhanraj prasad — Thu, 19 Jan 2012 09:12:38 +0000

thanks, for briefing the merits and demerits of credit in such a beautiful way.

Comment on 5 things you ought to know about HRA by aruna

aruna — Thu, 19 Jan 2012 06:38:47 +0000

sir i have tahken home loan to purchase flat,my dependent parents are residing in my flat.can i claim both HRA and housing loan?if so under what section.plz mention