Axis Personal Loan | Axis Personal Loan Interest Rate | Complete Details - BankBazaar
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Axis Personal Loan

Axis personal loans are available for salaried applicants and self-employed doctors.

Features & Benefits of Axis Personal Loan

  1. A balance transfer facility available for those who want to retire any higher cost debt
  2. Loans available against repayment track record of any existing car loan, personal loan or home loan
  3. Zero balance SB account facility for personal loan customers
  4. Simple procedure, minimal documentation and quick approval
  5. Special loans for doctors, chartered accountants, engineers, architects, CS and ICWA and special benefits for Axis 'Priority Banking' customers

Eligibility conditions for Axis Personal Loan

  1. Employment type : Employee of one of a select list of MNCs, public & private limited companies, PSUs and central & local government bodies or self employed with income proof
  2. Age of applicant : 21 years to 60 years (at end of loan tenure)
  3. Work experience : Minimum 1 year
  4. Time in current residence : Minimum 1 year
  5. Net monthly income : Minimum Rs 15,000
Details of Axis Personal Loan. Use our calculator to compare offers from multiple banks
Interest Rate (Monthly reducing balance) 14% to 21% fixed
Processing Fees 2% of loan amount
Loan Tenure 1 year to 5 years
Pre-closure Charges Nil
Loan Amount Rs. 1 lakh to Rs. 10 lakhs (Rs. 20 lakhs for self-employed doctors)
Guarantor Requirement No guarantor required
Documents
  • Proof of Identity : Passport or voter's card or driving licence or PAN card and photograph
  • Proof of Residence : Ration card or passport or latest electricity bill or latest telephone bill or latest credit card bill bank statements, last 6 months bank statements
  • Income proof : Latest salary slip showing all deductions or Form 16 along with current dated salary certificate or ITR (last 2 years)
  • Proof of telephone : Latest bill of landline or mobile or WLL stating name of borrower or address of borrower

Get lowest personal loan interest rate in 2 minutes from HDFC Bank, CitiFinancial & others   


Recently made loan offers
Rs.3.45 lakhs for Rs.10,044 EMI
17.50%  Rate 48 Tenure

Total Interest PayableRs. 137,134

Total Tax + FeesRs. 8,625

Total Interest + FeesRs. 145,759

Submitted 13 minutes ago
Rs.5.45 lakhs for Rs.19,567 EMI
17.50%  Rate 36 Tenure

Total Interest PayableRs. 159,399

Total Tax + FeesRs. 10,900

Total Interest + FeesRs. 170,299

Submitted 29 minutes ago
Rs.6.70 lakhs for Rs.18,988 EMI
16.00%  Rate 48 Tenure

Total Interest PayableRs. 241,423

Total Tax + FeesRs. 16,750

Total Interest + FeesRs. 258,173

Submitted 45 minutes ago
 
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