Axis Home Loan | Axis Home Loan Interest Rate | Complete Details - BankBazaar
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Axis Home Loan

Axis Bank offers home loans at attractive rates for various purposes like purchasing new home/flat, purchasing land,extending/renovating existing house etc

Features & Benefits of Axis Home Loan

  1. Option to transfer existing home loan from another bank
  2. Low rate of interest
  3. Both floating and fixed rate home loans are available
  4. Axis home loans are available to both self-employed and salaried applicants
  5. Applicants can either apply as individuals or jointly for a Axis home loan
Details of Axis Home Loan. Use our calculator to compare offers from multiple banks
Interest Rate (Monthly reducing balance) For loans up to Rs. 30 lakhs: 8.75% floating
For loans above Rs. 30 lakhs: 9.25% floating
OR
Irrespective of amount : 14% fixed

Base Rate is currently 7.5%
Processing Fees 1% of loan amount
Loan Tenure 1 year to 20 years
Amount Funded Up to 85% of property value
Partial Pre-payment Charges Nil
Pre-closure Charges 2% of pre-closed amount including amount pre-paid in prior one year
Guarantor Requirement No guarantor required
Documents
  • Identity proof (Indian Passport/voter card/driving license and a photograph)
  • Residence Proof (Ration card, latest electricity bill, phone bill, credit card bill)
  • Form 16 certified by CA (only for Salaried)
  • Last 2 years IT returns certified by CA (only for Self Employed)

Get lowest home loan interest rate in 2 minutes from Axis   


Recently made loan offers
Rs.38.50 lakhs for Rs.32,805 EMI
8.25%  Rate 240 Tenure

Total Interest PayableRs. 4,579,995

Total Tax + FeesRs. 11,030

Total Interest + FeesRs. 4,591,025

Submitted 6 minutes ago
Rs.36.10 lakhs for Rs.30,760 EMI
8.25%  Rate 240 Tenure

Total Interest PayableRs. 4,294,489

Total Tax + FeesRs. 11,030

Total Interest + FeesRs. 4,305,519

Submitted 12 minutes ago
Rs.30.50 lakhs for Rs.25,988 EMI
8.25%  Rate 240 Tenure

Total Interest PayableRs. 3,628,308

Total Tax + FeesRs. 11,030

Total Interest + FeesRs. 3,639,338

Submitted 36 minutes ago
 
Some fields are incorrect or have not been filled in. Please correct this to proceed.
Include only the following components of cost: Basic Selling Price, car parking (covered/open), electricity/water charges, Internal Development Charges (IDC), External Development Charges (EDC), Preferential Location Charges (PLC), Stamp duty and registration charges.
As per the Agreement to Sale or as per the Registered Sale Deed value, whichever is higher.
Cost of construction as per engineering estimate.
Current outstanding balance on the home loan you wish to transfer.
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Choose 'Salaried professional' if you are salaried and are qualified as a doctor, dentist, lawyer, architect, engineer or chartered accountant
Slowly start typing your employer's name and choose from the recommendations provided. If you do not see your employer on our list, simply type the name in this field.
This is your gross monthly salary as per your monthly payslip prior to deductions.
This is your net monthly salary as credited to your bank account after all deductions.
This is the approximate sum of all monthly incentives, if any, earned by you.
This is the annual bonus, if any, earned by you.
This is the sum of all monthly payments that you are making on all your currently open loans.Please ignore those loans where remaining loan term is less than 12 months.
 / 
 / 
Choose 'Salaried professional' if you are salaried and are qualified as a doctor, dentist, lawyer, architect, engineer or chartered accountant
Slowly start typing your employer's name and choose from the recommendations provided. If you do not see your employer on our list, simply type the name in this field.
This is your gross monthly salary as per your monthly payslip prior to deductions.
This is your net monthly salary as credited to your bank account after all deductions.
This is the approximate sum of all monthly incentives, if any, earned by you.
This is the annual bonus, if any, earned by you.
This is the sum of all monthly payments that you are making on all your currently open loans.Please ignore those loans where remaining loan term is less than 12 months.
The information I have provided is accurate. I understand that final credit approval is at the sole discretion of the financial institution.


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